Most users of the new payment system have questions about VK Pay: how this service works, what functions are available in it, how to connect and use this tool, how to confirm the identity of a participant, create a wallet, etc. It is worth immediately noting that such a service for paying for goods and services is a good alternative to bank cards, although it requires the user to link the card to an account. For successful authorization, a social network member will need:
- Login and password to log into VK;
- Short PIN code for authorization in VK Pay.
To answer the question of how to create a wallet, you will need to follow several steps to create and activate your account. The VK Pay e-wallet will be created automatically after the procedure is completed. You can then select an account type with different available functionality. The review will consider all the above-mentioned issues, and will also find out how you can link VK Pay to the VKontakte group and earn money using the payment service.
What is VK Pay
VK Pay is a platform for paying for goods and services within the application and in online stores. Users can pay for goods and order tickets for events using only the social network. The service is widely popular for a number of reasons:
- Convenience - there is no point in keeping a bank card or bank details nearby; confirmation is provided by phone number or QR code.
- Multifunctionality.
- Save time.
- Safety.
- Profitability - users are constantly offered unique offers for purchases and return of a share of the funds spent.
In essence, this service is a payment system with more convenient management than its analogues and pleasant bonuses in the form of cashbacks for certain payments.
Possible problems and solutions
Sometimes, during the withdrawal of funds, some users had problems with the duration of the transfer - the money was not transferred within the guaranteed period. In order to cope with such a problem, you should save payment documents and, in case of delays or difficulties, contact the official technical support of the social network.
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What is vk pay for?
Social network users are not always ready for innovations and are wary of the emergence of a new payment method. However, it is enough to understand the advantages and using the new service will be a pleasure. VK Pay is needed when paying for goods, transport services, or raising funds for a gift for a colleague or friend.
This payment method is chosen because there is no need to constantly use a bank card and monitor its security, because the data is protected.
How does vk pay work?
The financial platform appeared relatively recently, the functionality is constantly being refined, expanded and improved. The operating principle is similar to analogues. It is possible to deposit and withdraw funds, transfers and payment using the service. A nice bonus from the developers is that there is no commission when replenishing your wallet. Users after registration have access to two possible packages:
- base;
- extended.
The basic package is available for clients who have not undergone identification. The wallet assumes:
- Storing an amount on the balance sheet up to 15,000 Russian rubles.
- The maximum possible payments are up to 40,000 rubles.
- Inability to withdraw funds to the card.
After confirming the passport data, the user will have access to an extended wallet with the following services:
- savings up to 60,000 rubles;
- payments up to 200,000 rubles;
- the ability to withdraw funds via card;
- translations are available to other users of the social network.
The client himself decides which wallet to use; naturally, if business activity is being carried out, it is more profitable to undergo authorization and get an extended version.
Frequently asked questions | VK Pay FAQ
What is VK Pay?
VK Pay is a new platform for paying for goods and services that allows businesses and VKontakte users to interact at a new level.
Why is VK Pay better than other systems?
It's convenient, fast, safe and profitable. Cashback, regular promotions, discounts and special offers. Everything is within one system. Try it yourself and leave a review about VK Pay.
Why go through identification? And what are the account types?
Identification must be completed to obtain the “advanced account” status. You can store up to sixty thousand rubles. The monthly payment limit will be two hundred thousand rubles. Transfers to other users and withdrawal of funds to a bank card will also become available. The basic account is available to all users upon registration in the system and acceptance of the agreement.
How to create a VK Pay account?
Go to the appropriate section (the main left menu - in the web version, in mobile applications - the last tab) and confirm the creation of your account. Or follow the direct link vk.com/vkpay.
How long does it take to verify data?
Identification can take about a day, but usually goes much faster. You will receive a notification as soon as the verification process is completed.
Unable to authenticate
First check if all the data is correct. They must strictly comply with official documents!
If you are sure that the entered data is correct, try:
- enter data into fields manually instead of copying and pasting them;
- wait and try again in a few hours or the next day (technical failures also occur in the ESIA);
- enter the number of another document (if you tried with SNILS, enter the TIN, and vice versa).
How many cards can be linked to VK Pay?
You can link no more than three cards.
What is a “QR code”?
Using this code you can transfer money to a friend. You show the code, your friend scans it with a camera through the VK application. The recipient is determined automatically; all you have to do is enter the transfer amount.
Is it possible to top up someone else's balance in VK Pay?
No. You can only transfer funds to another user from your account.
Is it possible to open a second VK Pay account for one page?
No.
How quickly do withdrawals occur?
Usually money is withdrawn to the card instantly. But sometimes the process takes several minutes or even days. It all depends on the bank.
Is it possible to top up VK Pay using a currency card?
Yes. Currency is converted into rubles according to the bank exchange rate.
What will happen to the cashback if I return the item?
If cashback has not yet been credited, it will not appear on your account. Otherwise, you will get back the amount reduced by the cashback amount.
At what age can you be a VK Pay user?
All VKontakte users can get a basic account. Advanced is available only if you have documents for identification (from fourteen years of age).
What if I am not a citizen of the Russian Federation?
Citizens of Ukraine, Belarus and other countries can use all the functions of VK Pay for a “basic account” (without identification): make payments in Russian stores, top up your account, receive cashback and participate in promotions. You will not be able to withdraw funds to a bank card, receive or send transfers, or make purchases in foreign stores.
What happens if they send me more money than I can keep on my balance?
Within 5 days you need to withdraw funds that are on your balance. Then the rest of the amount will also be counted. But if the funds are not withdrawn within 5 days, the transfer is cancelled.
How to connect VK Pay to your business?
You can apply by filling out a special form. After signing an agreement with the settlement organization, you will be able to accept payments directly to your bank account.
How to buy VKontakte products?
Where can I pay using VK Pay?
You will be able to make purchases and pay for services on partner websites, in various communities and VKontakte applications. For example, games on VK Play.
How to buy gifts and stickers through VK Pay?
First you need to buy votes, which you can then use to buy gifts and stickers.
How to buy votes through VK Pay?
In the full version of the site, go to your wallet and click the “Voices” icon. Or follow the link vk.cc/votes.
Is it possible to transfer votes to VK Pay?
No. Votes are an internal currency that you can only spend.
Is it possible to pay for advertising in the advertising account using VK Pay?
Yes. Just select the VK Pay wallet after entering the amount in the window for replenishing the balance of your advertising account. It is also worth noting that developers often hold promotions that allow you to get a discount when using this payment method.
Is it possible to withdraw money from advertising to VK Pay?
No.
Is it possible to top up your balance through QIWI and other payment systems?
To top up your balance you need to use only bank cards. But you can issue a card to your QIWI wallet and top up your balance from it.
Is it possible to withdraw funds to a QIWI wallet and other payment systems?
So far there is no such possibility.
How to remove VK Pay?
Unfortunately, this is not possible now. The wallet is part of your page. But you can not use it and hide it from the menu.
How to use VK Pay
VK Pay is a universal method of mutual settlements with stores, banks and individuals. In order to pay the account, you need to deposit money into the virtual account from a debit card. You can use the service using a PC or smartphone.
To ensure that the process of depositing and withdrawing money does not take much time, you need to fill out a form and activate your VK Pay account. After this, you can link the card to your wallet and make contactless payments. In fact, you can link several cards from different banks.
To replenish a virtual account, enter personal data and enter your personal account, then click “Top up”, fill in the data in the table and confirm the financial transaction, after which the money will be credited almost instantly. Payments are also made through the account and money is transferred to other users.
How to withdraw money from a VKontakte account to QIWI
One of the most frequently asked questions from social network users is whether it is possible to withdraw money from VK Pay to other payment systems? The answer from the support service is as follows: you can transfer finances from your VKontakte wallet only to a bank card.
But the trick is that some payment systems also issue their own virtual “credit cards”. And they can already be used for financial transactions in the VK Pay system. Let's look in more detail at how to do this using QIWI as an example.
Each QIWI user has the opportunity to order the issuance of their personal virtual card. This is done free of charge and instantly. It has a single balance with the wallet. And therefore, when you transfer money to your virtual card, you automatically receive funds to your QIWI wallet.
To get a virtual “credit card” number, you need to log in to the qiwi.com website and go to the “Bank Cards” section.
Here click on the “Actions with the card” button.
In the menu that opens, select “Show details”.
Now an SMS with a confirmation code will be sent to the mobile number linked to the wallet. Enter it into a special cell and click on the “Continue” button.
After this, complete information about your virtual QIWI “credit card” will open, including its number.
It is copied and sent to your VK Pay. Here, through the wallet management menu, go to the “Cards” section.
And they link the details through the “Add card” button.
Then you can make withdrawals to her account like a regular debit payment card.
As you can see, withdrawing funds from VK Pay is not difficult. The main condition is to pass identification and receive at least an Advanced wallet level. The rest is a matter of technique. The interface of the new payment system is intuitive, so everyone can understand it. And if you do not exceed the limit, then you will not have to overpay a commission for withdrawal.
VK Pay – is it safe?
The Vk Pay service is a convenient and safe way for users who regularly make purchases in online stores on the VKontakte website. It is used by a large number of sellers and small entrepreneurs.
In order for the service to be beneficial, you must adhere to some rules:
- Do not log into VK Pay from public networks.
- Do not provide personal information to third-party users (even to acquaintances during correspondence, which can easily be hacked by attackers).
- Do not save large sums of money in your Vk Pay account - for this it is recommended to use existing organizations that have an increased level of reliability in protecting confidential data.
VK Pay - payment system from VKontakte
Social networks have long become a part of our daily lives.
From VKontakte news we learn about world events, new music, cinema and other aspects of society. For many users, the day begins and ends with viewing the news feed. Such popular interest and interest turned a small site for like-minded students into one of the most popular services in Russia and the world. Thanks to the huge number of users, the website vkontakte.ru has long become a tool for business development. Advertising in a popular group can reach hundreds of thousands of rubles per hour. Today, many stores and service providers use the social network as a full-fledged platform for work and sales.
On June 27, 2021, the Vkontakte platform announced the release of its payment system. Installing a payment system within the network is a step forward towards simplifying transactions and money transfers. Now you can pay for purchases in stores, top up your phone account, pay for the Internet and even pay off a traffic fine without leaving your account. This convenient feature increases the functionality of the site and motivates users to spend more time on the social network.
How to connect and configure Vk Pay
To connect Vk Pay and receive a premium bonus it will not take much time - you need to follow the step-by-step instructions for identification:
- register or log into your personal account on the VKontakte social network;
- on the left side of the menu select the “Vk Pay” section;
- become familiar with payment systems;
- set and confirm the Pin-code for the application.
VK Pay personal account is activated and offers services for a basic account. To launch advanced functionality, you need:
- Click on the “Fill in” column and enter confidential data – series and passport number.
- You can choose from SNILS or INN.
- Wait for the test results (no more than 8 hours).
- As soon as the system checks the entered data, you will receive a notification from the VKontakte website that the basic status in Vk Pay has been successfully changed to advanced.
It is impossible to complete the transaction, please try later vk pay
The payment service often fails. There are many reasons for this problem to occur:
- Error during translation. You need to check the status of the payment instrument and the established limits. The user may be exceeding the established limits. Claims for advanced options.
- Personal data required for authorization was stolen by scammers. In such a situation, you need to contact support staff.
- The account owner forgot the PIN code. The recovery process is underway. It's easy to do. You need to act via mobile.
- Neglect of service rules. Due to which the payment instrument ends up in the block.
- Carrying out technical work on the service.
- System failure in the service. The user receives a corresponding notification. In this case, all that remains is to wait a little.
One of the most common manifestations of a failure is the appearance of an inscription. She says that operations cannot be carried out. It's worth trying again later. It may occur when logging in. When conducting a transaction with payment transfers.
You can solve this problem through the browser system. The following actions will be effective:
- When using a wallet via a PC, you need to clean your browser. For this purpose, go to settings. Find the History option. A similar operation can be used on a mobile browser;
- It's worth updating the search engine. Errors often occur in older versions. It is easy to check such a failure. You need to launch a social network through Mazila or Opera. If the service works without failure, you should update;
- It is recommended to undergo identification. Get an advanced tool;
- If you have lost your previously set PIN code, you need to click on the corresponding entry. The program will verify the user's identity. You will be prompted to enter the code sent to your mobile phone. Next, all you have to do is restore your PIN code.
Can't solve the problem? The message continues to appear - it is impossible to complete the operation, please try later? This indicates the actions of scammers. You will need to contact support staff for assistance.
Having solved problems with access and opening the service, the user receives a full-fledged online store. With its own payment service. There is no need to transfer clients to other portals. Fill out tables and forms. All operations are performed within the social network. Among the main options of the trading and payment platform are:
- Creation of a showcase;
- Connecting a shopping cart;
- Delivery arrangements;
- Selecting a payment method.
This increases conversion. When everything works, the number of sales increases. Advertising costs are reduced. The presence of an instant receipt option makes it possible to accumulate money for payment.
What can you pay?
VK pay has wide functionality that allows you to pay for almost any product or service. A virtual wallet will help you pay for:
- airline tickets;
- consultations in medical institutions;
- clothes, food, entertainment;
- communication services;
- fines from public services (traffic police);
- internal services of VKontakte.
In order to pay for an order at a burger joint or for fashionable sneakers in a store, you need to go to the vk pay application and follow the step-by-step instructions.
- Find and mark the product or service for which you need to make a payment.
- Select “Pay via VK Pay”.
- Tell the cashier the code that will be sent via SMS.
- Wait until the order is completed.
If the product was ordered through an online store, you must also select a delivery method.
So that friends can transfer funds to the wallet, they generate a QR code and send it through any messenger. When you click on the link, immediately indicate the transfer amount and click send.
Registration Features
There is no need to register in the system - you just need to have a valid VK account. A new item has appeared in the main menu (located on the left side) - “VK Pay”. You need to click on it.
If this item does not appear in the left menu, you need to find it. You can do it like this:
- Go to settings.
- Click on setting the display of menu items.
- Select "Applications and Games".
- Find the service and activate it, and add it to the menu.
An important point: if nothing comes of this, you can go the other way and go to the direct link: https://vk.com/vkpay.
Service commission
The payment system does not charge a commission for replenishing your wallet, but you should follow the bank’s notifications. Some of them make money by withdrawing additional funds when transferring funds to services that are not owned by the financial institution.
When withdrawing money from a wallet to a card in the amount of up to 15,000 rubles per calendar month, no additional payments are provided. When withdrawing more funds, the commission will be 3%.
The social network intends to develop its own payment system, so in the near future the range of services and goods for which you can pay will only grow.
First steps
One of the popular questions, vk pay how to withdraw money, suggests that many people need this function, but few people know about it.
After the service opens, you must accept the terms of the offer. Next, the system itself will ask the user to come up with a 4-digit access code. This PIN code must be remembered - it will be used every time you enter your wallet and during any transactions.
After entering the PIN code, the wallet is automatically activated. Now the user can independently replenish his wallet and pay for purchases using it.
But how to withdraw money? To use this function, as well as to receive transfers and send money to other users, you must fill out a form with data. To do this, just click on “Fill” and enter the data in the appropriate fields. After this, the user will know how to transfer money to VK Pay.
It will take some time to verify the data. You don’t have to worry that a person will miss this moment – he will receive a corresponding notification in his messages. From this moment on, the wallet will be activated with all functions.
